Insurance & Financing at Hartzel Dental
At Hartzel Dental, we believe every patient deserves access to comfortable, worry-free dental care. Our goal is to help you understand your Canadian dental insurance and payment options with complete clarity. From your first visit, our team provides guidance and support so you know exactly what to expect before treatment begins.
Dental Insurance
Most dental coverage in Canada includes preventive care such as exams, cleanings, and x-rays, along with partial coverage for restorative treatments like fillings or crowns. Coverage levels differ by plan, but our team can review your policy details and help you make the most of your benefits.
Dental Insurance Plans
Patients may have employer-based or individual Canadian dental insurance plans. These plans often include annual maximums, deductibles, or waiting periods. Before your appointment, we can verify your coverage, explain co-pays or out-of-pocket costs, and help you plan your care confidently.
Canadian Dental Care Plan (CDCP)
We are proud to assist patients enrolled in the Canadian Dental Care Plan (CDCP), a national program designed to make essential dental services affordable for Canadians without private insurance. This Canadian dental plan for seniors helps older adults maintain healthy smiles through affordable preventive and restorative care. The CDCP helps cover preventive and restorative treatments such as checkups, cleanings, fillings, and extractions, ensuring patients receive essential care without financial stress. Our team helps patients determine eligibility, prepare claims, and understand which treatments are included, so you can focus on your oral health, not paperwork. As one of the dentists accepting CDCP in St. Catharines, Hartzel Dental ensures that eligible patients can receive care seamlessly under this government-supported program.
Accepted Insurance Plans
We work with many leading insurance providers across Canada and can help you confirm whether your plan is accepted before your visit. Our staff handles claim submissions and ensures your benefits are applied correctly. Our team is recognized among trusted CDCP dental providers in Ontario, helping patients maximize their benefits and simplify their claims process.
Payment Plan Information
For patients without insurance or those planning larger treatments, we offer flexible financing options through trusted partners. Applications are straightforward, and most approvals are quick, allowing you to choose a payment plan that fits your budget. In addition to flexible financing, we also provide guidance on dental discount plans and other budget-friendly options for uninsured patients.
Out-of-Pocket Payments
We accept cash, debit, credit cards, personal checks and also offer payment plans for your convenience. Co-pays and deductibles are due at the time of service, and we review all estimated costs in advance.
Your Partner for Affordable, Worry-Free Dental Care
Hartzel Dental in St. Catharines makes insurance and financing simple, giving every patient the clarity, comfort, and confidence they deserve.