Making dental care accessible for every patient
At Hartzel Dental, we believe cost should never stand between you and the care your smile deserves. We work with a wide range of insurance plans, proudly accept the Canadian Dental Care Plan (CDCP), and offer flexible payment options to help every patient access comfortable, high-quality dental care.
Understanding your
dental insurance
Most dental insurance plans in Canada cover preventive care such as exams, cleanings, and X-rays, with partial coverage for restorative treatments like fillings and crowns. Coverage levels vary by plan, and navigating the details can feel confusing, and that’s where our team comes in. We’ll review your policy, verify your benefits before your appointment, and make sure you’re making the most of your coverage.
Canadian Dental Care Plan (CDCP)
We’re proud to be a registered CDCP provider in St. Catharines. The Canadian Dental Care Plan is a federal program that makes essential dental services, including checkups, cleanings, fillings, and extractions, making them more affordable for Canadians without private dental insurance. It’s been particularly valuable for seniors, and we’re here to help you understand your eligibility, prepare your claims, and get the most from the program with as little stress as possible.
Accepted insurance plans
We work with many of the leading insurance providers across Canada. Our staff handles claim submissions directly and ensures your benefits are applied correctly from the start. Before your first appointment, we’re happy to confirm whether your plan is accepted so there are no surprises.
Flexible payment options
For patients without insurance or those planning more extensive treatment, we offer flexible financing through trusted partners. Applications are quick and straightforward, and approvals are typically fast, so you can move forward with the care you need on a payment schedule that works for your budget. We also offer guidance on dental discount plans and other cost-friendly options for uninsured patients.
Out-of-pocket payments
We accept cash, debit, and major credit cards. Any co-pays or deductibles are due at the time of service, and we always review your estimated costs with you in advance. No surprises, ever.
Have questions about coverage or payment options?
Our team is happy to help.
Give us a call at 905-688-0521 or book an appointment online at Hartzel Dental in St. Catharines.